U2 Secured vs 1Password
1Password has no free tier — a 14-day trial, then a subscription, full stop. That single fact shapes most of this comparison, and it is worth knowing before anything else on this page.
1Password's polish and the breadth of its ecosystem — apps, integrations, browser support — are genuinely ahead of a product as new as U2 Secured. This page is for the reader deciding whether that gap is worth its price.
Who 1Password suits
1Password suits someone who has already decided to pay for a password manager and wants the most polished, most widely integrated option at that price.
- Someone who wants passwords and TOTP together from day one, with no separate app to install, and is fine paying for that from the start.
- A family of up to five who wants one subscription and does not mind that trying it first means a 14-day clock rather than an indefinitely free tier.
- Anyone who values a long track record and a wide ecosystem of integrations over a lower price or a stricter TOTP/password separation.
What each plan actually includes
1Password figures below are read from 1password.com/pricing/personal, not the bare /pricing page, which renders no numbers at all.
Two products, not one
Competitors sell both factors in one vault. U2 Secured sells them as two products, deliberately kept apart, because a password and its second factor in one store are not two factors.
1Password includes TOTP on every paid tier, which sounds generous until you notice there is no free tier for it to be excluded from — every 1Password user is already paying, so TOTP being 'included' costs nothing extra to state and nothing extra to sell.
U2 Secured keeps TOTP out of the vault entirely, in the free U2 Secured Authenticator app, on every tier including free — no subscription required at all to get codes. Its own Premium ($14.99/yr) gates encrypted backup, device moves and web portal access, never the codes themselves.
If you were always going to pay for a password manager anyway, 1Password's one-subscription convenience is a real advantage. If you would rather not pay anything just to get TOTP, U2 Secured's split gets you there for free.
Where 1Password is ahead
Said plainly, because a page that only ever wins is not one 1Password's own engineers would call accurate.
- Polish and ecosystem. 1Password's apps, browser support and third-party integrations are the product of many more years of development than U2 Secured has had.
- A single account, 1 person, is cheaper on 1Password ($47.88/yr) than a full U2 Secured Basic block ($60/yr for up to 5 users) — U2 Secured's per-block pricing is built around covering several people, not one.
- Track record: 1Password has a long operating history and an established audit trail that a new product has not accumulated yet.
Pick U2 Secured if
- You want a genuinely free tier, not a time-boxed trial, before ever entering a card.
- You're covering up to 5 people and want $60/yr rather than $71.88/yr for that.
- You'd rather get TOTP for free in a separate app than pay for it bundled from day one.
Pick 1Password if
- It's just you, and $47.88/yr for a single account beats a 5-user U2 Secured block you don't need.
- You want the most polished, most integrated option and are already committed to paying for a password manager.
- A long track record and broad ecosystem matter more to you than the TOTP separation argument above.
Said out loud, not left for you to discover
- Passwords and TOTP with U2 Secured are two products, not one subscription — the vault and the free U2 Secured Authenticator app.
- A single person on Basic still pays for a full 5-user block: $60/yr for up to 5 users, whether one seat is used or five — so a solo user is genuinely cheaper on 1Password Individual.
- No group folders on free (max_groups = 0) — group-based folder access needs Basic or Premium.
- U2 Secured is a new product with no published third-party security audit yet. 1Password has a long operating history and an established one.
Questions people actually ask
- Does U2 Secured store two-factor (TOTP) codes?
- Yes — free and unlimited, in the separate U2 Secured Authenticator app, never in the password vault. 1Password includes TOTP too, but only ever as part of a paid subscription — it has no free tier for TOTP or anything else to be excluded from.
- Does 1Password have a free plan?
- No. 1Password offers a 14-day trial and then requires a paid subscription. U2 Secured has a genuinely free tier — 500 items, 1 user — that does not expire.
- Is U2 Secured cheaper than 1Password?
- For 5 people, yes: U2 Secured Basic is $60/yr for up to 5 users versus 1Password Families at $71.88/yr. For a single person, no: 1Password Individual is $47.88/yr, cheaper than a full U2 Secured block, because U2 Secured's pricing is built around 5-user blocks rather than a per-single-seat price.
- Is 1Password more polished than U2 Secured?
- In terms of ecosystem and years of development, yes — 1Password has been building apps and integrations far longer than U2 Secured has existed. This page does not claim otherwise.
Sources for the 1Password side
Every 1Password figure above was read from 1password.com/pricing/personal on the date shown — not the bare /pricing page, which renders no figures at all. If 1Password's prices have changed since, its own page is the authority and this comparison is out of date.
- 1Password — Personal Pricing · read 2026-09-23
See it for yourself
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